Notice to Members:

Sunday 5th May

Payments made between CUA and any other bank (and vice versa) won't be processed until after 5pm due to a nationwide system upgrade. Payments between CUA accounts are not affected.

***Penrose Branch***

Our Penrose branch is closed on Monday 13th and Tuesday 14th May for staff training. For assistance with your account please call 09 579 1026.

Better Way For Car Finance

Rates from 12.95%

Member Owned, Lower or Fewer Fees.

Secured & Unsecured Loans.

Apply now

Or call 09 579 1026 (9am - 5pm)

Why get your car loan through NZCU Auckland?

Are you chasing a car to get you to work, looking for a people mover, or just want
something sporty to get you from Albany to the Bombays (A-to-B)? Then look no further
fellow Aucklanders – if you’re looking at a loan from NZCU, you’ve come to the right
place…

Online Loan Application

Applying for a loan online has never been easier. Convenient, quick and confidential.

Rates from 12.95%

Know where you stand with a competitive rate fixed for the life of the loan.

Tailored to Your Needs

Let our NZCU loan experts help you design a loan to suit your lifestyle and needs.

Flexible loan repayments

Choose from weekly, fortnightly or monthly and make extra payments without penalty.

Vehicle Loans From 12.95%

One of the great things about Vehicle Finance is that we’ll probably agree to use your new car as security. That means, we can work out a loan that suits you faster and generally at a lower interest rate. You’ll get approved faster and save more on repayments. So come on, an online application takes about 20 minutes and we’ll get you approved often within a few hours.

Repayment Calculator

What our customers have to say

When consolidating several loans, we were relieved when NZCU were able to help us AND offer a really low interest rate.

Kimberly

NZCU have given us expert, efficient and quick service when applying for any loan and we'll continue to bank with them.

Gayle

I don't feel like I am a number - I'm treated as a member and my opinion matters

Angela

Excellent service, prompt response to enquiries and provide the best lowest loan interest!

Joe

We’re not on your back, we’re on your side – Let Credit Union Auckland arrange the repayments and loan terms that work best for you.

Got a Question?

Call 09 579 1026
or send a message

How Much Can I Get?

Use our Loan Calculators to work out how much you could afford to borrow.

Calculators

Apply Online?

Applying for a loan with NZCU is no hassle at all – just fill in an online loan application.

Apply Online

Important Info about a NZCU Personal Loan:

NZCU Auckland provides personal loans with interest rates ranging from 12.95% to 19.00% per annum. Loans are available from $1,000. Loans are to be repaid by instalments of principal and interest over terms with a minimum of 3 months and a maximum of 5 years. Other terms can be made by arrangement. This hot offer from 12.95% is subject to credit criteria and available for new personal loans.

Here’s an example for a $10,000 loan taken out for a term of 3 years at an interest rate of 12.95% per annum. Weekly repayments of $75.94 would be required to repay the loan. This includes a Loan Fee of $200.00 and cost of Credit and other checks of $37.00 which are included in the repayment amount. Interest paid over this period would be $1,608.84 – making the total payable $11,845.84. Our maximum Finance Rate (APR) inclusive of fees is 11.595% per annum. Full repayment of the loan can be made at any time without penalty.